Eric Jason Ritchie

Meet Eric Ritchie – Loan Officer at Loan Factory

At Loan Factory, we believe every client deserves a smooth, transparent, and empowering mortgage experience—and Eric is here to deliver exactly that. As a trusted Loan Officer, Eric is passionate about guiding individuals and families through one of life’s biggest financial decisions: buying a home.

With a client-first mindset and a deep understanding of today’s mortgage landscape, Eric specializes in a wide variety of home loan programs, including VA, FHA, USDA, Conventional, Jumbo, and First-Time Homebuyer loans. Whether you're looking to purchase, refinance, or invest, he will work closely with you to find the best loan option for your unique situation.

Backed by the innovative tools and competitive rates of Loan Factory, Eric offers fast pre-approvals, personalized loan strategies, and ongoing support from application to closing—and beyond.

Why Clients Choose Eric at Loan Factory:
✔ Expertise in VA, FHA, USDA, Jumbo, and Conventional loans
✔ Special focus on first-time homebuyers and credit coaching
✔ Transparent communication and fast response times
✔ A seamless loan process powered by cutting-edge technology
✔ A genuine commitment to your long-term success

"Buying a home is more than a transaction—it's a milestone. I’m here to make the journey clear, simple, and rewarding." – Eric

Let’s build your path to homeownership—together. Connect with Eric at Loan Factory today to get started.