First Savings Bank / First Merchants Bank

Dirección: 702 North Shore Drive, Jeffersonville, IN 47130

https://fsb-sbl.com/

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Total de préstamos cerrados con Loan Factory (últimos 12 meses)
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Resumen del prestamista

Información básica

Programa QM

Conventional

Home Ready

Home Possible

FHA

FHA Streamline

VA IRRRL

USDA

Cláusula de beneficiario de pérdida

contact me

Cláusula CPL o subordinada

N/A

Políticas de bloqueo y tarifas

Políticas de bloqueo

Extensión de bloqueo

n/a

Rebloqueo

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Nicho y sobrecargos del prestamista

Nicho del prestamista

Best Commercial Programs

*Borrower purchasing a building they are moving their business into and occupying at least 51% of the square footage. Can buy a lot, and build a building, buy a building and renovate or buy a building as is. 90% LTV 25 year loan

*Purchase a business- with real estate or lease 90% LTV

*Purchase a franchise- with real estate or lease 90% LTV

*Do a start-up 75% LTV

*Do an Expansion-which is when borrower owns a successful business and want to start a second location -same business -100% LTV

*Partner buyout 90% LTV

* Can add:

Equipment- Vans, vechicles, trailers, large equipment
Inventory
Working Capital up to $ 250K
Renovations

Debt refinance

Sobrecargos del prestamista

Must be a for-profit deal. No "Not for profit"

Must be owner occupied.

No strip malls or apartment buildings

680 Fico

No bankruptcy or foreclosure in the past 7 years

Must have at least 2 years business tax returns

Tiempo de respuesta del prestamista

Evaluación inicial (días)

Revisión de condiciones CTC (días)

CD inicial (días)

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