First Alliance Home Mortgage, LLC
20 Jackson Drive, 2nd Floor, Cranford, NJ 07016
https://www.firstalliancehomemortgage.com/
Revisiones internas
(2 reseñas)
Total de préstamos cerrados con Loan Factory
8
Total de préstamos cerrados con Loan Factory (últimos 12 meses)
5
Resumen del prestamista
Información básica
Conventional
FHA
VA
N/A
N/A
Políticas de bloqueo y tarifas
Políticas de bloqueo
N/A
N/A
No
Nicho y sobrecargos del prestamista
FHA, VA, USDA, Conventional, Non-QM, VOE, P&L, DSCR.
- VOE Loans – No tax returns. Just verify employment.
- P&L Loans – Self-employed? Use your profit & loss to qualify.
- DSCR Loans – For investors. No income docs needed—just cash flow.
Perks:
- Same-day or 24-hour approvals
- Close in 7 days or less
- Fast conditions
- Great pricing
- Build your own appraiser panel
- Volume incentives available
FHA loans:
- a credit score over 580
- a 3.5% down payment
Jumbo Loan:
- Loan To Value Ratio ≤ 89.99%
- Less Paperwork
- Flexible Loan Use: You can use a Jumbo loan to finance a primary home, second home or investment property.
Lender offers the NJ State Grant Program- NJHMFA- Loan officer must take a course in order to participate in the program. Down Payment assistance can range from 10K to 22K
Lender offers TBD credit approvals.
Allow lender credit to cover BPC.
Jumbo Loan Requirements: Minimum 680 Credit Score
Debt-To-Income Ratio ≤ 45%
Tiempo de respuesta del prestamista
1
1
1
Revisión - First Alliance Home Mortgage, LLC
5.0
2 reseñas en Google
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