FIGURE HELOC - Wholesale

FIGURE HELOC - Wholesale

650 South Tryon Street, Charlotte, NC 28202

figure.com

Revisiones internas

(1 reseña)

Total de préstamos cerrados con Loan Factory
339

Total de préstamos cerrados con Loan Factory (últimos 12 meses)
176

Resumen del prestamista

Información básica

N/A

Figure Lending LLC ISAOA/ATIMA P.O. Box 2095 Carmel, IN 46082

Figure Lending LLC ISAOA/ATIMA P.O. Box 2095 Carmel, IN 46082

Políticas de bloqueo y tarifas

Políticas de bloqueo

N/A

N/A

No

Nicho y sobrecargos del prestamista

Please use the Heloc Chat for any questions regarding the Heloc/Piggyback loans.  NotebookLM Chat  https://notebooklm.google.com/notebook/798cf3da-2422-4a46-8ff0-3846f5f3195a  You will need to be logged into loanfactory email/browser to access.  

Digital HELOC

White-labeled the Figure HELOC product, now be able to offer solutions for:

  • Custom LO Consumer Facing Referral Link
  • Increased loan amounts up to $750,000 *(Please note any loan amount over $400,000 will require an appraisal, subject to change)
  • Piggyback loans up to 90% CLTV on both purchase and refinance transactions up to 800k. This means for anyone in a high-balance or jumbo loan scenario, you can now split the loan into two with the piggyback option.  
  • More options for rate buy-downs, empowering your borrowers to qualify for higher HELOC amounts and secure lower rates
  • Payoff existing liens and debt to qualify

2.00% COMP ON HELOC's **HELOC for homes listed for sale* (commission is 50bps-No EPO)

Primary down to 600, Investment 680 Fico.   1st, 2nd, 3rd Liens & Piggyback 2nd's

  • 5 DAY FAST FUNDING
  • Business Bank Statement for Self Employed (*680 Fico)
  • NO APPRAISAL, NO TITLE, NO LENDER FEES, ONLINE NOTARY CLOSINGS* HELOC'S OVER 400K NEED APPRAISAL NEW LOAN LIMIT 750K
  • EARN 2% DOING HELOCS THROUGH FIGURE WITH FINTECH 
  • NO PPP, 100% DISTURBUTION AT CLOSING W REDRAW OPTION  *EPO on HELOC if borrower pays 90% of HELOC in first 4 months.   NO EPO on Properties Listed For Sale
  • 10, 15, 20, 30 YEAR FIXED RATE OPTIONS. FULLY AMORTIZED FROM DAY 1 (P&I Payment - No I/O)
  • SIMPLY 1 PAGE APPLICATION, FREE SOFTPULL, AVM 
  • AVAILABLE FOR PRIMARY, SECOND HOMES, INVESTMENT & HOMES LISTED FOR SALE 1-4 UNITS, CONDO, PUDS
  • 1ST, 2ND AND 3RD LIEN AVAILABLE
  • Piggy Back loans up to 90%CLTV up to 800k Loan Amounts available on Primary, Secondary and Investment Property(85%CLTV)
  • Use higher credit score borrower on community property states.  
  • 90 days on title, close in individual name or Trust
  • Redraws available depending on loan term.  3 year on 10 year, 4 years on 15, 20 year, 5 year on 30 year terms.
  • Asset accounts can supplement income(retirement accounts, Brokerage, Savings & CD's)

Available in Texas for primary properties only

There are 14 states where spousal income cannot be used even if the spouse is on the title: CT, DE, GA, HI, IN, ME, MD, MA, NY, OR, PA, RI, UT, VA

Tiempo de respuesta del prestamista

1

1

1

Revisión - FIGURE HELOC - Wholesale

2.0

1 reseñas en Google

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