Equity Prime Mortgage (EPM)
5 Concourse Parkway, Atlanta, GA 30328
https://epmwholesale.com/
Revisiones internas
(5 reseñas)
Total de préstamos cerrados con Loan Factory
81
Total de préstamos cerrados con Loan Factory (últimos 12 meses)
66
Resumen del prestamista
Información básica
UPDATED MORTGAGEE CLAUSE FOR FHA/VA/USDA LOANS: Equity Prime Mortgage LLC, ISAOA/ATIMA, P.O. Box 692408 San Antonio, TX 78269-2408 UPDATED MORTGAGEE CLAUSE FOR ALL OTHER LOANS: Equity Prime Mortgage LLC, ISAOA/ATIMA, P.O Box 2828 Daytona Beach, FL, 32120-2828
UPDATED MORTGAGEE CLAUSE FOR FHA/VA/USDA LOANS: Equity Prime Mortgage LLC, ISAOA/ATIMA, P.O. Box 692408 San Antonio, TX 78269-2408 UPDATED MORTGAGEE CLAUSE FOR ALL OTHER LOANS: Equity Prime Mortgage LLC, ISAOA/ATIMA, P.O Box 2828 Daytona Beach, FL, 32120-2828
Políticas de bloqueo y tarifas
Políticas de bloqueo
30 days extension
Yes, worst case pricing +0.25
Nicho y sobrecargos del prestamista
FHA
- Down to 500 FICO
- No FICO
- Manufactured single and doublewides
- Manual Underwriting
- Competitive pricing
- DPA
- Solar program
- 580+ 96.5% LTV
- Streamlines
- 203K
VA
- Down to 500 FICO
- No FICO
- Manufactured single and Doublewides
- Manual Underwriting
- Competitive pricing
- 500 FICO - 100% LTV
- Cash out 100% LTV
- IRRRL
- VA reno
For all VA Loan Types
- Can lower LPC on a loan-by-loan basis - works great for IRRRL's
- 500 minimum score or No Score with non-traditional 3 trades
- No Maximum loan amount on VA high balance
- No maximum acreage
- Manufactured single and doublewide with no price adjustment
- Waive tax escrow on exempt borrowers, with a completed and signed tax exemption form (not available on IRRRL)
- AUS approve/eligible or refer/eligible with manual underwrite
- Up to 55% DTI allowed on R/E manual UW with 3 compensating factors, price adjustment over 50% DTI on all loan types except IRRRL
- Joint loans allowed (Veteran and non-veteran borrowers)
VA IRRRL all of the above and,
- Late mortgage payments in the last 12 months allowed, Must be current
- Mortgage only with or without a score, use 0 score if borrower score is under 580
- Can use IRRRL for VA investment property
VA 55 Max DTI
Tiempo de respuesta del prestamista
3
2
1
Revisión - Equity Prime Mortgage (EPM)
3.4
5 reseñas en Google
Estrellas
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