Cornerstone Financing (CHEIFS)

Home Equity Investments (HEI; not a loan). CHEIFS may be considered as an alternative option when clients shop for HELOC, ARM/open-end, reverse mortgage, or similar solutions; CHEIFS is not a HELOC, ARM, or reverse mortgage. Minimum FICO 680. Typical funding is $70,000–$2,000,000 with a 15–25 day close. Broker compensation is 200 BPS; origination fee is the greater of 2.99% or $2,000. Equity-share factors and ACC caps apply per program guidelines.

Not licensed in the client's state? CHEIFS operates in 22 states, and our referral program covers the ones outside your footprint — refer the homeowner, we handle everything, and you earn $1,000 when the agreement funds.

CHEIFS is a Home Equity Investment (HEI), not a loan. Consider CHEIFS as an alternative option when clients shop for HELOC, ARM/open-end, reverse mortgage, or similar products; do not present CHEIFS as any of those products. Minimum FICO 680. Funding range $70,000–$2,000,000; typical close 15–25 days. Broker compensation 200 BPS. Origination fee is the greater of 2.99% or $2,000. Equity-share factors and ACC caps apply per current program guidelines.