American Heritage Lending

American Heritage Lending

19800 Macarthur Boulevard, Irvine, CA 92612

https://ahlendtpo.com/

Revisiones internas

(1 reseña)

Total de préstamos cerrados con Loan Factory
12

Total de préstamos cerrados con Loan Factory (últimos 12 meses)
6

Resumen del prestamista

Información básica

N/A

American Heritage Lending, LLC Its Successors And/Or Assigns 19800 MacArthur Blvd., Suite 950 Irvine, CA 92612.

American Heritage Lending, LLC Its Successors And/Or Assigns 19800 MacArthur Blvd., Suite 950 Irvine, CA 92612.

Políticas de bloqueo y tarifas

Políticas de bloqueo

All locks are for 45 days. 15 day extensions are available for .15 to pricing.

If re-lock is necessary it is worse case scenario plus a .25 re-lock fee for 30 days.

No

Nicho y sobrecargos del prestamista

Allow lender credit to cover BPC for business purpose loans (DSCR, investor properties), except TRID loan.

We can finance  your fee into the loan without increasing the rate.  For Example:  Bank Statement/Full Doc/1099 borrower for an investment property we are maxed at 80% LTV.  Add in your broker fee (up to 3%) and the rate will stay the same!

Bridge program for an owner occupied property.  We will do both loans, bridge and new purchase.  We will escrow payments so they are not counted against DTI of the new home purchase loan.  Awesome tool to talk to Realtors about.

Reverse 1031 Exchange
Easy to use technology/broker portal
Finance your buyers Realtor's fee into the loan
Condotels Condos as part of a hotel (4 Seasons, mandarin Oriental etc)
Non-warrantable condos (we love condos)
Foreign National borrowers
Loan Amounts up to $4M 4 separate
DSCR programs including No Ratio and Low Ratio
Awesome backroom and designated Account Manager
5-10 unit up to $3M DSCR


50% of our loans on a monthly basis have an exception.  We want to close make sense NonQM loans.  We only do NonQM and we are very good at it!

Cannabis Income.

  • Min 680 FICO

  • SFR only

  • Primary only

  • 12 months reserves

  • 80% max LTV purch / 75% max refi

Bridge loan is not available in TX


Tiempo de respuesta del prestamista

2

1

1

Revisión - American Heritage Lending

5.0

1 reseñas en Google

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