Everstream Mortgage

Address: 555 East North Lane, Suite 6125, Conshohocken, PA 19428

www.everstreammortgage.com

Internal Reviews

(4 reviews)

Total loans closed with Loan Factory
122

Total loans closed with Loan Factory (past 12 months)
28

Lender overview

QM Program

FHA

FHA 203(b)

VA IRRRL

Loss Payee

Filo Mortgage, L.L.C. DBA Everstream Mortgage ISAOA/ATIMA Four Tower Bridge, 200 Barr Harbor Drive, Suite 400-425 West Conshohocken PA 19428

CPL or Subordinate Clause

Filo Mortgage, L.L.C. DBA Everstream Mortgage ISAOA/ATIMA Four Tower Bridge, 200 Barr Harbor Drive, Suite 400-425 West Conshohocken PA 19428

Lock Policies

Lock extension

Free 3-day extensions on all files, 2.5bps per day after that

Relock

30 days worst-case on expired locks, no penalty afterwards

Lock & Shop

Lender's Niche

Consistently low rates on Conventional, FHA and VA and non-QM programs.

We do many conventional investment properties and DSCR.

Lender's overlays

50% max LTV on VA Manual underwrites

580 minimum FICO

Initial underwrite (days)

CTC conditions review (days)

Initial CD (days)

Review - Everstream Mortgage

4.0

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