ClearEdge Lending LLC
20 Enterprise, Suite 350, Aliso Viejo, CA 92656
https://clearedgelending.com
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
3
Total loans closed with Loan Factory (past 12 months)
0
Lender overview
Basic information
ClearEdge Lending LLC ISAOA, ATIMA C/O SPS, as Servicer PO Box 7277, Springfield, OH 45501-7277 Agency Loans only: ClearEdge Lending LLC ISAOA, ATIMA 20 Enterprise, Suite 350 Aliso Viejo, CA 92656
ClearEdge Lending LLC ISAOA, ATIMA 20 Enterprise, Suite 350 Aliso Viejo, CA 92656
Lock policies & Fees
Lock Policies
Lock extension fees are 2 bps/day (0.02/day) for all loan programs.
Max 2x / 30 days, not to exceed 75 cumulative lock days
Worse case pricing and 0.25 re-lock fee (in price) will be applied if re-locked within 30 days of Expiration/Cancellation date.
Lender's niche & Overlays
Non-QM loans (Full, Express, 1099, Bank Statement, Asset Depletion, DSCR (SFR-8 units)
No Ratio DSCR
Jumbo non-QM
Combine multiple income sources
Asset depletion at 60 months
1 year self-employed
50% DTI
In house Exception approval.
Lender turn time
1
2
1
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