Axos Bank
4350 La Jolla Village Drive Ste 140, San Diego, CA 92122
https://www.axosbank.com/
Internal Reviews
(1 review)
Total loans closed with Loan Factory
1
Total loans closed with Loan Factory (past 12 months)
0
Lender overview
Basic information
Axos Bank, ISAOA/ATIMA, P.O. Box 5804, Troy, MI 48007-5804
N/A
Lock policies & Fees
Lock Policies
7 day ext. 0.125
15 day ext. 0.25
30 day ext. 0.5
Max of 2 extensions - Not to exceed original lock term.
Max Lock Period (including extensions) is 60 days.
Locks can be done through Optimal Blue or emailing the lock desk a manual lock form. Contact Info: lockdesk@Axosbank.com
Loans that go beyond 60 days are subject to worse case re-lock.
Lender's niche & Overlays
Non-qm loans. Construction with the minimum loan amount over 1 million and up.
Allow max lender credit $3,000 borrowers closing costs lender paid or BPC Axos Bank Portfolio options Residential to $30,000,000 A. Abramo1.pdf
Residential:
- Loan Amount: $500K – $30MM
- 1–4 Units
- Owner Occupied, Second Home, Non-Owner Occupied
Commercial:
- Minimum Loan Amount: $750K
- 50–65% LTV (up to 75% possible)
- 5+ Units
- Minimum Population Area: 100K+
Co-ops is for New York only.
Lender turn time
2
1
1
Review - Axos Bank
5.0
1 Google Reviews
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