|Conventional||3% Down Minimum|
|FHA||3.5% Down Minimum|
|VA||0% Down Minimum for Eligible Veterans|
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
I'm honored to serve as your loan originator based in Augusta, GA, My passion for serving others led me to this. Beyond the professional world, I cherish giving to the community. I dedicate my personal time and resources on youth development and healthcare causes. Additionally, I'm active in business and civic organizations where I engage with diverse business leaders and support community growth. As your loan originator, my focus is on you and your unique aspirations. Whether you're a first-time homebuyer, an ambitious entrepreneur/investor, or pursuing any financial endeavor, I'm dedicated to finding tailored solutions that align with your needs. To me, finance is more than transactions; it's about building lasting relationships. I prioritize transparent communication and trust ensuring you're confident throughout the lending process. As your trusted financial ally as Southern Mortgage and Real Estate Solutions powered by Loan Factory, I'm here to guide and support you every step of the way.
- B.S. Louisiana State University 18'
- Professional MBA University of Georgia Terry College Of Business Buckhead Campus - Student
- First Tee of Augusta - Volunteer Life & Golf Skills Coach
- First Tee of Aiken - Volunteer Life & Golf Skills Coach
- Georgia Cancer Center at Wellstar-MCG - Volunteer
- Mary Bird Perkins Cancer Center - Lipsey Legacy Society Donor
- Young Professionals of Augusta - Member
- Rotary Club of Augusta - Member
- Columbia County Chamber of Commerce - Member
- Augusta Metro Chamber of Commerce - Member
- Aiken Chamber of Commerce - Member
- Home Builders Association of Greater Aiken-Augusta Region - Associate Member
Phone: (706) 223-0322
License: GA, LA, SC, TX
Spoken Language: English
Services We Offer
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.