Conventional 3% Down Minimum
FHA 3.5% Down Minimum
VA 0% Down Minimum for Eligible Veterans

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Available 24/7 by Text/Email

dat.hoang@loanfactory.com
706-223-0322

Dat Hoang

Dat Hoang

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

I'm honored to serve as your loan originator based in Augusta, GA, My passion for serving others led me to this. Beyond the professional world, I cherish giving to the community. I dedicate my personal time and resources on youth development and healthcare causes. Additionally, I'm active in business and civic organizations where I engage with diverse business leaders and support community growth. As your loan originator, my focus is on you and your unique aspirations. Whether you're a first-time homebuyer, an ambitious entrepreneur/investor, or pursuing any financial endeavor, I'm dedicated to finding tailored solutions that align with your needs. To me, finance is more than transactions; it's about building lasting relationships. I prioritize transparent communication and trust ensuring you're confident throughout the lending process. As your trusted financial ally, I'm here to guide and support you every step of the way.


Education

  • B.S. Louisiana State University 18'
  • Professional MBA University of Georgia Terry College Of Business Buckhead Campus - Student

Affiliations

Phone: (706) 223-0322

NMLS#: 2476663

License: AL, CO, FL, GA, LA, NC, OH, SC, TN, TX

Spoken Language: English

My reviews on Google

Dat did a great job helping me with my very complex situation and got it done within the timeframe I needed. I would absolutely recommend him and will use him again in the future.
As a retired Command Sergeant Major in the U.S. Army with 24.5 years of active duty and a seasoned businessman, I have encountered many professionals across industries. However, the exemplary service I received from Dat Hoang, my loan officer at Loan Factory, stands out as truly exceptional. From the outset, Dat demonstrated an unparalleled level of professionalism and dedication. His responsiveness was remarkable, providing virtually immediate replies to all of my inquiries, regardless of the time of day or even on weekends. He worked tirelessly, well beyond normal business hours, to ensure that my loan closed as swiftly as possible. His commitment to achieving results was evident at every stage of the process. In terms of financial performance, Dat exceeded expectations in a highly competitive market. Not only did he secure an interest rate over .75% lower than other offers I received, but his ability to keep closing costs, including his own commission, significantly lower was truly impressive. In fact, the total closing costs were well over $1,000 less than what competitors had proposed. This level of savings speaks to both Dat’s expertise and his genuine interest in delivering the best possible outcome for his clients. Further distinguishing himself, Dat also made a personal contribution by donating part of his commission to a local community fundraiser, reflecting his commitment to causes he believes in. It’s rare to find a professional who not only excels in their field but also takes an active role in supporting their community. Moreover, the process itself was seamless. Loan Factory’s software and online platforms were intuitive and easy to navigate, allowing me to complete the required tasks efficiently and without issue. Having been through several financial transactions over the years, I can confidently say that this was one of the smoothest I have experienced. For anyone considering a mortgage or refinance, I cannot recommend Dat Hoang and Loan Factory highly enough. They deliver exceptional service, superior rates, and significant cost savings, all while maintaining a level of professionalism and efficiency that is truly unmatched. Whether you are a first-time buyer or a seasoned investor, Dat and Loan Factory are the team you want on your side.
After shopping around with several lenders, Dat was able to find me the best rates on my mortgage loan. He is very personable and extremely responsive. I would highly recommend him to anyone looking for a mortgage loan.

Mortgage Rates

OUR ACCOMPLISHMENTS

199+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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