Dat did a great job helping me with my very complex situation and got it done within the timeframe I needed. I would absolutely recommend him and will use him again in the future.

As a retired Command Sergeant Major in the U.S. Army with 24.5 years of active duty and a seasoned businessman, I have encountered many professionals across industries. However, the exemplary service I received from Dat Hoang, my loan officer at Loan Factory, stands out as truly exceptional. From the outset, Dat demonstrated an unparalleled level of professionalism and dedication. His responsiveness was remarkable, providing virtually immediate replies to all of my inquiries, regardless of the time of day or even on weekends. He worked tirelessly, well beyond normal business hours, to ensure that my loan closed as swiftly as possible. His commitment to achieving results was evident at every stage of the process. In terms of financial performance, Dat exceeded expectations in a highly competitive market. Not only did he secure an interest rate over .75% lower than other offers I received, but his ability to keep closing costs, including his own commission, significantly lower was truly impressive. In fact, the total closing costs were well over $1,000 less than what competitors had proposed. This level of savings speaks to both Dat’s expertise and his genuine interest in delivering the best possible outcome for his clients. Further distinguishing himself, Dat also made a personal contribution by donating part of his commission to a local community fundraiser, reflecting his commitment to causes he believes in. It’s rare to find a professional who not only excels in their field but also takes an active role in supporting their community. Moreover, the process itself was seamless. Loan Factory’s software and online platforms were intuitive and easy to navigate, allowing me to complete the required tasks efficiently and without issue. Having been through several financial transactions over the years, I can confidently say that this was one of the smoothest I have experienced. For anyone considering a mortgage or refinance, I cannot recommend Dat Hoang and Loan Factory highly enough. They deliver exceptional service, superior rates, and significant cost savings, all while maintaining a level of professionalism and efficiency that is truly unmatched. Whether you are a first-time buyer or a seasoned investor, Dat and Loan Factory are the team you want on your side.

After shopping around with several lenders, Dat was able to find me the best rates on my mortgage loan. He is very personable and extremely responsive. I would highly recommend him to anyone looking for a mortgage loan.