Conventional 3% Down Minimum
FHA 3.5% Down Minimum
VA 0% Down Minimum for Eligible Veterans

Call Us Today!

Available 24/7 by Text/Email

Dat Hoang

Dat Hoang

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.


I'm honored to serve as your loan originator based in Augusta, GA, My passion for serving others led me to this. Beyond the professional world, I cherish giving to the community. I dedicate my personal time and resources on youth development and healthcare causes. Additionally, I'm active in business and civic organizations where I engage with diverse business leaders and support community growth. As your loan originator, my focus is on you and your unique aspirations. Whether you're a first-time homebuyer, an ambitious entrepreneur/investor, or pursuing any financial endeavor, I'm dedicated to finding tailored solutions that align with your needs. To me, finance is more than transactions; it's about building lasting relationships. I prioritize transparent communication and trust ensuring you're confident throughout the lending process. As your trusted financial ally at Loan Factory, I'm here to guide and support you every step of the way.


  • B.S. Louisiana State University 18'
  • Professional MBA University of Georgia Terry College Of Business Buckhead Campus - Student


Phone: (706) 223-0322

NMLS#: 2476663

License: GA, LA, SC, TX

Spoken Language: English

My reviews on Loan Factory

Dat is very professional! He always contacts me back immediately and answered all my questions. He also emailed me important information in a timely fashion!!! I would use him again and refer him to others!

Mortgage Rates

Our Accomplishments



$11.9+ billion

In Closed Loans


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


Powered by