The Lakeland Lender
Loan Officer Team
lakelandlender@loanfactory.com
Description
This Team Lead group is dedicated to building and scaling four key lending verticals within our organization. The purpose of this group is to develop leaders who will take ownership of production, strategy, partnerships, and execution in each lending category.
Our focus areas include:
-Down Payment Assistance & Grant Programs
State, county, and city-level assistance programs
Lender-funded assistance programs
Grant-based assistance solutions
-Investor Loan Products
Fix & Flip
Ground-Up Construction
DSCR (Debt Service Coverage Ratio) loans
-Business Funding
Alternative business capital solutions
Working capital and expansion funding
-SBA & Commercial Financing
SBA loan programs
Commercial real estate financing
Owner-occupied and investment commercial lending, franchise.
This group is not informational—it is operational. Each vertical will require:
Strategic growth planning
Product mastery
Relationship building (realtors, investors, business owners, CPAs, etc.)
Consistent production goals
Accountability and measurable KPIs
Members of this group are expected to think like business builders, not just loan originators. Leadership within this team means owning your vertical, creating opportunity, solving problems, and helping scale revenue across the organization.
Hablo Español
Emanuel Cajigas
Team Leader - Loan Officer
NMLS#
1741091
License(s)
Florida
Additional language(s)
English, Spanish
Our Loan Officers
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