Loan Factory - Your Local Mortgage Broker in San Jose, California

I had an amazing experience working with Matt and Pattrick at Loan Factory throughout my first home purchase in Lake Forest. From the very beginning, they were knowledgable and very responsive and patient in answering all of my questions. Buying a home can be stressful, but they made the process smooth and easy to understand. Matt and Pattrick kept me informed every step of the way. They worked really hard to secure a great loan and ensured everything stayed on track for a successful closing. Their dedication gave me confidence throughout the process. I highly recommend Matt, Pattrick and Loan Factory.

We received excellent service, thank you everyone Also, Ms. Gamze took great care of us. We would like to express our endless thanks to her.

Exceptional Experience with Thuan Nguyen, Matt Hang, and Sophia Pham at Loan Factory!!! I recently closed on my investment property in Madison, Alabama, and I am incredibly grateful for the outstanding service I received from Thuan Nguyen, Matt Hang, and Sophia Pham at Loan Factory. This is actually the second home that Matt Hang has helped me finance, and once again he exceeded my expectations. Matt is knowledgeable, honest, and genuinely committed to helping his clients succeed. He carefully explained my financing options, worked hard to secure the best loan for my investment goals, and was always available to answer my questions. His guidance gave me confidence throughout the entire process. I also want to recognize Sophia Pham, my Loan Processor. She was organized, responsive, and worked tirelessly behind the scenes to keep everything moving smoothly. Throughout the process she communicated clearly, answered questions promptly, and made sure every document and deadline was handled professionally. Even when unexpected issues came up, she stayed on top of everything and helped keep the transaction on track. Buying a home can be stressful, but Thuan, Matt and Sophia made the process much easier. Their professionalism, honesty, dedication, and attention to detail gave me confidence from beginning to end. If you’re looking for a loan officer who truly cares about his clients and a team that will work hard to get you the best financing possible, I highly recommend Thuan Nguyen’s team, especially Matt Hang and Sophia Pham at Loan Factory. I wouldn’t hesitate to work with them again for my next investment property. Thank you both for your outstanding service!

Today was a blessed for my family and I! We've successfully got a CTC with the help of York Moore and Ari Fontalvo! To the Loan Factory team, thank you'll so much!

Perfect transaction smooth all the way to the end thank you guy s

I would like to take a moment to highly recommend Loan Factory, especially Ms. Ana Rodriguez. From the very beginning of my home-buying journey, Ana demonstrated exceptional professionalism, respect, and dedication. She worked tirelessly to find the best financing option for me. Even when everything seemed impossible and the outcome looked negative, she never gave up. She remained patient, explored every possibility, communicated with everyone involved, and continued fighting for me until we found a solution. To me, Ana was much more than a loan officer—she was a compassionate human being who truly cared. The kindness, empathy, and genuine support she showed throughout the entire process cannot be measured or repaid. She made me feel heard, encouraged, and confident during one of the most important decisions of my life. If you are thinking about buying a home or looking for a mortgage loan, I wholeheartedly recommend Ana Rodriguez. She has the knowledge, professionalism, patience, determination, and commitment to make the process smoother and much less stressful. Thank you, Ana, for believing in me, for never giving up, and for helping make my dream of becoming a homeowner come true. I will always be grateful.