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Patty Porto
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
I’ve spent the last 20 + years turning “can’t” into “closed.” From first-time FHA buyers and HELOC seekers to investors stacking DSCR doors and builders pulling new-construction draws, I’ve structured thousands of loans that actually fund—on time and on budget. I’m Houston-based, Texas-licensed, and now powered by Loan Factory’s industry-leading rate engine and streamlined processing, which means my clients get banker-level pricing without the red tape.
What you get with me
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Speed & certainty. Full-file pre-approval in hours, not days.
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Clear options. I quote the real numbers—rate, payment, cash-to-close—no surprises at signing.
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Hands-on guidance. I manage underwriting conditions and appraisal snags so you don’t have to.
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Strategic mindset. Need a renovation loan or portfolio refinance? I’ll build the math that wins with the underwriter.
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On-the-ground experience. Two decades in real estate and construction management means I speak both builder and banker.
Whether you’re buying, refinancing, or scaling a rental portfolio, let’s cut the fluff and fund your next move. Connect with me below and I’ll show you exactly how we’ll get it done.
NMLS#: 275265
Company NMLS#: 320841
Spoken Language: English, Spanish
My video
Rates So Low Because...
We shop at
233 lenders
demand
We
our lenders give you
better rates
(we negotiate for you)
We cut our profit, so you can
more money
save
OUR ACCOMPLISHMENTS
233+
Number of Lenders
14715+
2198+
Loan officers
What makes us
different?
Comprehensive rate comparisons across multiple lenders
Provide customized,
real-time rate quotes
Immediate notification of any market rate movement

Lenders
Other Brokers
Fast funding,
easy application.
Get your loan today!
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