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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Kevin Oh

Kevin Oh

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.


Originally from South Korea, Kevin has been lived in Southern California over 20 years with his wife and 2 daughters. He loves playing golf, hiking and having good time with his family and puppy. Working hard and loving people is core of his happiness.

As a seasoned loan officer, he helped community people to get their homeownership from pre-approval to funding seamlessly. Even though they are not qualified at the moment, he has been committed his endeavor for them to get the deal done through consulting step by step.

His expertise can help you with all kind of financial needs such as residential, commercial purchase and refinancing. 

Kevin is passionate about finding creative financing solutions for his clients, no matter how complex. Kevin has become a vital resource for homeowners and Realtors alike.

Phone: (818) 287-0207

NMLS#: 1985037

License: CA

Spoken Language: English, Korean


Mortgage Rates

Why are our rates so low?

  • 1. We shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

Our Accomplishments


Billion in Closed Loans


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


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