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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Kevin Oh

Kevin Oh

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.


Kevin Oh - Senior Loan Officer

With over a decade of experience in the finance industry, Kevin Oh is a seasoned Senior Loan Officer committed to helping homebuyers navigate the complex world of mortgage lending. Kevin holds an NMLS Mortgage Loan Originator (MLO) license and is fluent in both Korean and English, making him a valuable asset to a diverse clientele.

Kevin's expertise lies in identifying and securing the most suitable loan programs tailored to each client's unique financial situation. His bilingual proficiency ensures clear and effective communication, fostering trust and confidence among his clients.

Kevin's dedication to his clients goes beyond finding the right loan; he ensures that every deal is closed on time and with minimal hassle. His meticulous attention to detail and proactive approach make the mortgage process smooth and stress-free for his clients.

As your reliable mortgage adviser, Kevin Oh is here to guide you through every step of the home-buying process, providing expert advice and personalized service. Whether you're a first-time homebuyer or looking to refinance, Kevin's commitment to your financial success is unwavering.

Phone: (213) 219-2688

NMLS#: 1985037

License: CA

Spoken Language: English, Korean

My reviews on Google

It’s nice to work with Kevin Oh. He is prompt, reliable and kind.
Prompt, honest, and caring. Excellent experience with Kevin Oh. Highly recommend!

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 184 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.



Number of Lenders


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


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