Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Deven Contractor

Deven Contractor

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

NMLS#: 2600976

License: MA, NC, NV

Spoken Language: English

My reviews on Google

I worked with Dipika and Deven on a complex refinance, and I can say without hesitation that they were the driving force that made it all possible. From start to finish, they were clear, responsive, and genuinely committed to helping me navigate every curveball — and there were a lot. This refinance involved major property improvements, a barn conversion, shifting appraisal classifications, escrow changes, and underwriter questions that could have easily derailed the process. Dipika handled all of it with calm, confident professionalism that made me feel supported and in control. She worked late, pushed through delays, and always made sure I knew exactly what was happening and what needed to happen next. Behind the scenes, her husband and partner Deven was clearly playing a critical role in keeping things running smoothly. While Dipika was my direct contact, it was obvious that this was a team effort — from managing rate locks, reviewing financial structures, and keeping the file aligned through underwriting — I have no doubt Deven’s quiet diligence was a big part of why we were able to close cleanly, on time, and with the original loan terms intact. Together, they make an incredible team. If you’re looking for mortgage professionals who blend deep knowledge, personal dedication, and true advocacy for their clients, Dipika and Deven are it. They don’t just get the job done — they make sure it’s done right, with integrity and attention to every detail. Thank you both for helping make a major step forward for my property, my business, and my family.
Deven and Dipika are my go-to people. I had a great experience sourcing and processing the mortgage. They were proactive and always had the time to walk through the best offerings and timely advice.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

218+

Number of Lenders

1821+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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