Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Carol Reiss

Carol Reiss

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

Carol Reiss is a licensed Mortgage Loan Originator (NMLS #987612) serving clients in Texas, Florida, and California. With a thorough understanding of loan products and a client-first approach, Carol provides personalized mortgage solutions to help clients achieve their financial goals. Alongside her MLO services, Carol is also an experienced REALTOR® (TX License #814597, CA DRE License #02252020) affiliated with Fathom Realty, serving the California and Texas markets. She offers unique insights into the real estate process, bringing a full-service experience to clients navigating both buying and financing decisions.



NMLS#: 987612

License: CA, TX

Spoken Language: English

My reviews on Google

Working with Carol was such a great experience! She helped us buy our dream home and also sell our home. From the very beginning, she was professional, attentive, and always quick to respond to my questions. What stood out most was how much she genuinely cared about finding the right home—not just any home. She walked me through every step of the process, explained things clearly, and made what could have been stressful feel smooth and manageable. Her knowledge of the market and negotiation skills were impressive, and I always felt confident having her on our side. I’m so grateful for her guidance and support—I couldn’t have asked for a better realtor. I highly recommend Carol to anyone looking to buy or sell a home!
Great person to work with, super easy to get along and answered all my questions right away. Highly recommend for future home purchases.
Made everything extremely easy.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 232 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

232+

Number of Lenders

2094+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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You can use the "Loan Factory" mobile app to check rates, apply for a loan, upload documents, and communicate with our team.
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