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Babak Moghaddam
Loan Officer and Advisor
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Babak Moghaddam graduated from the University of Southern California in 1985. He began his career in the mortgage industry as a compliance auditor at the Bank of New York in 1986 and earned his Master's in Business Administration two years later.
Babak quickly realized that his passion was to help clients with a critical component of Their lives- personal financial management. That's when he decided that he wanted to become a mortgage advisor. To Babak, a mortgage is far more than a simple, commoditized tool for purchasing real estate. Contrary to traditional thinking, he believes that how a mortgage is structured and integrated into overall financial planning has a significant impact on a client’s ability to build wealth and retire comfortably. This insight forms the foundation of his “Client for Life” approach and exceptional referral network, with 100% of his business coming from referrals.
As a top producer, Babak has facilitated over $1.5 billion in residential real estate loans since 1987.
Babak’s skill in diagnosing and prescribing the right mortgage has made him a favorite among real estate professionals. His track record of quick closings and prompt responses to clients' day-to-day needs has been equally vital to his success.
NMLS#: 278061
License: CA
Spoken Language: English, Iranian Persian
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Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
217+
Number of Lenders
12488+
1839+
Loan officers
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
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