William Panda Holiday
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
William Panda Holiday
Loan Officer
Bio: I am a mortgage Loan Officer with more than 10 years’ experience in the mortgage industry. My experience included loans that are: Conventional, FHA, VA, USDA, Reverse, Non-QM, Subprime, Investment & 2nds, including HELOCs
Phone: (323) 571-2865
NMLS#: 668419
License states: California
Spoken Language: English, Spanish, Mandarin Chinese
Mortgage Rates
Why are my rates so low?
- 1. I shop dozens of the top wholesale lenders in real time to find you the best rate with my pricing engine
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders
- 3. Our profit per loan is much lower than banks. I know that if we give you an amazing rate and term, you will share your experience with others
Our Accomplishments
28502+
Customers
$11.5+ billion
In Closed Loans
5292+
What makes us different?
Lenders
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Loan Factory
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
Other brokers
- Provide customized, real-time rate quotes
- Immediate notification of any market rate movements
- Comprehensive rate comparisons across all lenders
