William Panda Holiday

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

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William Panda Holiday

Loan Officer

Bio: I am a mortgage Loan Officer with more than 10 years’ experience in the mortgage industry. My experience included loans that are: Conventional, FHA, VA, USDA, Reverse, Non-QM, Subprime, Investment & 2nds, including HELOCs

Phone: (323) 571-2865

NMLS#: 668419

License states: California

Spoken Language: English, Spanish, Mandarin Chinese

Mortgage Rates

Why are our rates so low?

  • 1. We shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

Our Accomplishments

29514+

Customers

$11.9+

Billion in Closed Loans

What makes us different?

Lenders

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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