As a dedicated Mortgage Loan Officer at Loan Factory, my team and I help individuals and families formulate a winning Game Plan while navigating one of the most important financial decisions of their lives-purchasing or refinancing a home. With a strong understanding of the lending process and a passion for client success, My team and I provide personalized mortgage solutions tailored to meet each borrower's unique needs.

Whether you're a first-time homebuyer, looking to upgrade, access home equity or interested in refinancing, I guide you through every step of the mortgage journey. From pre-qualification to closing, my focus is on clear communication, timely service, and finding the right loan product to match your goals.

With access to over 200 lenders through Loan Factory and exclusive preferred rates, my team and I bring deep industry expertise and a strong commitment to client success. We provide personalized, money-saving mortgage solutions tailored to each borrower's unique financial goals.

Backed by years of experience, we specialize in a wide range of loan programs—including Conventional, FHA, VA, USDA, HECM, Non-QM, Self-Employed, and Down Payment Assistance, as well as other niche products. I take pride in making the mortgage process smooth, transparent, and stress-free from start to finish.   

Let’s " Elevate your Home Game " to make your homeownership goals a reality-reach out anytime for a consultation.

About Me

    Originally from South Dakota, I’ve called Southern California home now for over 35 years. I earned my degree in Business Marketing and Management from CSU Long Beach and have spent over three decades building a career around helping people succeed-whether in business development, sales management, or now, as a mortgage loan officer.

With over 30 years of experience driving results through consultative sales and client-focused strategies, I bring a unique blend of industry knowledge, strategic planning, and personalized service to every client interaction. My goal is to simplify the mortgage process and deliver solutions that make sense for your life-not just your loan.

Outside of work, I’m all about making the most of life. I enjoy outdoor activities, live music, good food, sports, self-improvement and spending time at the beach or in the mountains. Travel too is always on the agenda, and nothing beats quality time with family and friends.

Let’s connect and discuss a solid Game Plan on how I can help you move forward with confidence in your home financing journey.  

Direct: 310-227-3903

Email: terry.marvin@loanfactory.com