A Better Home Loan starts with
a Better Interest Rate Instant Rate Quote
Quick Quote. NO SSN, NO Credit Check, NO Hassle. Compare Mortgage Rates and Costs, Set Your Customized Rate Alert(s), Track the Market in Real Time. Apply in Minutes.
Thao Vo
Loan Officer
Expertise * Transparency * Quick to Close * Effortless Results
With 15+ years in the mortgage industry, Thao Vo is a trusted loan officer known for her hands-on approach, problem-solving skills, and exceptional speed to close. Having personally processed her own loans, she streamlines the process, ensuring a smooth, stress-free experience for every client.
Looking for a loan officer who TRULY CARES and delivers RESULTS FAST? Contact Thao today and start saving!
NMLS#: 950864
License: CA
Spoken Language: English, Vietnamese
My reviews on Google
My reviews on Yelp
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 233 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
Services We Offer
Home Purchase
Whether it's your first home, or you are a seasoned investor, it's important to do it right and be proactive. Together we create a plan, define your limits, review options, execute and win. Do you want to work with the best? Let's get you pre-approved today!
Rate and Term Refinance
"Rate and Term" loans have the lowest refinance rates. Lower your existing rate, shorten the term, even roll in PACE financing. On many Jumbo loans, seldom used HELOCs can be refi'd as rate and term. Connect for a no pressure consult and well-informed solutions.
Refinance Cash Out
Turn your home's equity into cash. Restructure existing consumer debt, pay it off to increase your credit score and convert it into a mortgage interest write-off. Pay for your child's tuition, family vacations, take cash for a rainy day, it's up to you. Your home is your bank, use it.
Why Me
Independent Advice.
I provide expert level guidance, honesty, transparency and education.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
Elite service, speed, low rates and fees, and committed to excellence.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
