Christopher Villarreal
Sr. Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Hi, I’m Christopher Villarreal, Sr. Loan Officer at Loan Factory. With eight years in the mortgage industry, I specialize in providing tailored loan solutions, including conventional, FHA, VA, and jumbo loans. Leading a team of dedicated professionals, I’m committed to delivering exceptional service, building lasting relationships, and driving growth in the Texas market.
I bring a strong educational and teaching background, with both an M.S. and B.S. in Biology from The University of Texas and experience as an instructor at South Texas College and a high school biology teacher. This foundation has honed my analytical thinking and ability to break down complex topics into simple, understandable terms. In the mortgage business, this translates to guiding clients through the loan process with clarity and confidence, ensuring they fully understand their options and make informed decisions every step of the way.
Fluent in English and Spanish, I enjoy connecting with people from all walks of life. I believe in making the mortgage process clear and stress-free, empowering my clients to achieve their homeownership dreams and financial goals with transparency and care.
Whether you’re a first-time buyer, upgrading, refinancing, or a seasoned investor, I’m here to guide you every step of the way. I specialize in finding the right loan solutions tailored to your goals, whether it’s purchasing your dream home or expanding your investment portfolio. Let’s work together to turn your vision into reality!
Phone: (956) 460-5111
NMLS#: 1673348
License: TX
Spoken Language: English
My reviews on Google
Christopher was amazing! He stuck with me through a first loan that I didn’t end up getting due to a failed relationship but a year later he was there to help me again to achieve my dream of owning a home. Highly recommended!
I had a stellar experience securing my mortgage with the assistance of Christopher. His expertise was evident throughout the entire process. He was remarkably patient, thoroughly answered all my inquiries, and guided me with clarity and professionalism. Christopher's dedication made a typically stressful procedure seamless and straightforward. Highly recommended for anyone seeking a mortgage!
Sun West Mortgage was extremely helpful in my situation. Christopher Villarreal was my main point of contact. He was very helpful throughout the entire process. He provided step-by-step instructions, constant updates, was always available to talk at lengths end, and even provided step-by-step videos on how to upload documents onto the customer portal. What really impressed me was Christopher‘s ability to provide several options that best fit my budget and my current financial situation.
My situation was very difficult, because the seller was under a time constraint and time was very short.
I have to say that I’m very impressed with him and his abilities. I would recommend him to anybody that is looking to buy home.
Thank you Christopher and Sun West Mortgage!
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 241 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
241+
Number of Lenders
11068+
1717+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
