Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Som Nath Niroula

Som Nath Niroula

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


I am an experienced loan originator. Works directly with multiple wholesale lenders to provide solid, competitive loan options to his clients while delivering exceptional customer service and greater transparency.


NMLS#: 2072498

License: CO, OH, PA

Spoken Language: English, Nepali

My reviews on Google

I had an exceptional experience with Loan Factory and loan officer Mr. Som Niroula throughout the process of buying my first home. The loan Factory team is incredible! The professionalism of everyone in the office is outstanding, as is the depth of their expertise. I hardly endorse the Loan Factory if you're in the market to purchase a home. Mr. Som's assistance throughout the mortgage process was excellent. He simplified a process that often appears intimidating. There were no worries regarding the loan's process because of the great communication. I felt more at ease because Mr. Som was always open and honest. He provided me with professional counsel. He took the time to address all inquiries and provided straightforward explanations of each stage of the mortgage procedure, demonstrating his exceptional responsiveness. His effectiveness and knowledge allowed me to close on my new house sooner than anticipated. Anyone searching for a smooth, stress- free financial experience should check out Mr. Som and the Loan Factory.
I have a good experience working with som Niroula ,he helped me more than I expected and definitely I will work with them in feature.

My reviews on Loan Factory

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 232 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

232+

Number of Lenders

2095+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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You can use the "Loan Factory" mobile app to check rates, apply for a loan, upload documents, and communicate with our team.
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