Hello and welcome!
You've come to the right place for competitive wholesale mortgage rates, low loan costs, and fast, efficient service.
Sinath Jerome
Loan Officer
Hello and welcome!
You've come to the right place for competitive wholesale mortgage rates, low loan costs, and fast, efficient service.
Whether you're a first-time homebuyer, an investor, or anywhere in between, we offer a wide range of loan options and a one-stop-shop approach to ensure a smooth, stress-free experience. I'll guide you through every step of the process, helping you secure the best mortgage tailored to your unique needs and goals.
Loan Types: Jumbo, Conventional, HomeReady, HomePossible, FHA, VA, USDA, Non-QM, Commercial, Construction, Hard Money
Property Types: Owner-Occupied, Second Homes, Investment Properties
Work with me for personalized service and competitive rates. Let’s get started on your homeownership journey today!
NMLS#: 2360053
License: CO
Spoken Language: English, Khmer/Cambodian
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 232 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
232+
Number of Lenders
14868+

(Avg. 5.0) Google Reviews
2222+
Loan officers
48
Licensed states
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Why Us
Contact us today
Your home is one call away. We will get back to you immediately.
Information subject to change. Certain restrictions/conditions may apply. Subject to borrower approval. This is not a commitment to lend.
Equal Housing Lender
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!