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Sheilla Lavadia

Sheilla Lavadia

Sr. Loan Officer | Team Leader

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

My name is Sheilla Lavadia.  I am a Mortgage Broker with 20 years of experience under my belt.  I am a mother and a wife, but a hustler on the side.  I love helping first time home buyers and I love educating and giving consultation.  I want to share my experiences and love to work and surround myself with like mind individuals.   


NMLS#: 1399453

License: AR, AZ, CA, FL, ME, OR, TX, WA

Spoken Language: English, Tagalog

My reviews on Google

Sheilla and her team went above and beyond helping me find my perfect home. Her patience and understanding is so much appreciated. She explained everything clearly and simply, and making the process easier to navigate. She inspires so much! I would highly recommend her.
I highly recommend Loan Factory! They provided excellent service, making my home buying process fast and smooth with their knowledgeable staff and easy-to-use online portal. While most communication was great, a bit more clarity would have been a bonus. Thank you, Sheila and her team, I appreciate you all.

My reviews on Zillow

I wanted to take a moment to express my sincere gratitude for the exceptional service provided by everyone during the house closing process. As a first-time homebuyer, I had many questions and concerns, but everyone’s professionalism, efficiency, and attention to detail made the entire experience seamless. Here are a few highlights that truly stood out: 1. Clear Communication: Your team consistently kept me informed at every step. Whether it was explaining the paperwork, coordinating with the title company, or addressing any last-minute issues, your communication was prompt and thorough. 2. Timely Responses: I appreciate how quickly you responded to my emails and phone calls. It made me feel valued as a client and alleviated any anxiety I had about the process. 3. Expertise: Your knowledge of the real estate market and loan procedures was evident. You guided me through the maze of documents, ensuring that I understood each one before signing. 4. Smooth Closing: The closing day was stress-free, thanks to your meticulous planning. Everything was in order, and I felt confident that I was making the right decision. Please extend my heartfelt thanks to everyone involved.You truly made a difference in my home buying journey, and I am excited to start this new chapter in my life.
Sheila was very helpful throughout the purchase process. Available all the time to questions and constant support. Very friendly and cooperative, respectful and friendly.
Sheilla Lavadia was a great lender. Even when she was on vacation she answered all my concerns and even though she was in hard situations to get access to her computer while she was on vacation (the time difference ) she always had a way of satisfying my needs. She's very helpful, very patient, and very responsive. She'll walk me through the whole process and guide me with every step. She goes beyond and above to meet my expectation and answer all my concern.She did a great job. Sheilla is one of the great people who love to see people's happy faces. Thank you Sheilla

My reviews on Loan Factory

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 229 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

229+

Number of Lenders

2059+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

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