Rachel Joseph
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Hello there! I'm Rachel Joseph, your one-stop solution for all your real estate and financing needs. As a seasoned professional, I wear two hats with pride – a dedicated Realtor and a skilled Loan Officer.
In the dynamic world of real estate, my goal is to guide you through the exciting journey of buying, selling, or leasing your property. With a keen understanding of the market trends and a sharp eye for value, I am committed to helping you find your dream home or secure the best deal for your property.
As a Loan Officer, I bring a wealth of knowledge and experience in the intricacies of financing. Navigating the complexities of loans and mortgages can be daunting, but with me by your side, you can rest assured that you'll receive expert advice tailored to your unique financial situation. Whether you're a first-time homebuyer or a seasoned investor, I strive to find the perfect loan solution that aligns with your goals.
I take pride in building lasting relationships with my clients, prioritizing transparency, communication, and trust. My dedication extends beyond the transaction – I am here to provide ongoing support and guidance, ensuring a smooth and stress-free experience.
With a passion for real estate and a commitment to financial empowerment, I am ready to turn your real estate dreams into reality. Let's embark on this journey together and make your homeownership aspirations come true.
Phone: (713) 730-8960
NMLS#: 2143779
License: LA, MN, TX
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. We shop dozens of the top lenders in real time to find you the best rate.
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
- 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.
Our Accomplishments
$12.2+
Billion in Closed Loans
6260+
895+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.