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Philbert Wilson
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Philbert Wilson – Your Loan Officer Who Knows Hard Work and Smart Financing
Loans can be overwhelming, but with the right guide, they don’t have to be. That’s where I come in.
I’m Philbert Wilson, a licensed loan officer who brings real-world experience to the world of lending. With a Bachelor of Science in Multidisciplinary Studies with a focus on Management from Slippery Rock University, I’ve built a career on understanding numbers, negotiations, and making smart financial decisions. But my experience goes beyond textbooks and training.
I spent 13 years as a Class A commercial driver, operating cement mixers, tri-axles, and trailer dump trucks. I still drive seasonally because I believe in hard work, persistence, and staying grounded. I also hold an auto dealer’s license with One Way Auto and have been a licensed dealer since 2009, so I know how to navigate financing, cut through red tape, and get the best deals for my clients.
Beyond work, I’m a homeowner, family man, father, and a husband who still flirts with his wife. I know firsthand how important financial security and smart decision-making are, and I bring that same mindset to every client I work with.
How I Can Help You
🏡 Home Loans – First-time buyer? Upgrading? Refinancing? I’ll walk you through every step to get the best mortgage for your needs.
🏢 Commercial Loans – Investing in real estate? Expanding your business? I’ll help you secure the right financing to grow.
At Loan Factory (NMLS #1159994), I make the loan process simple, stress-free, and tailored to your goals. Whether you're buying your first home, refinancing, or investing in real estate, I’m here to make it happen.
A Little More About Me
🍛 Lover of Caribbean food – Because good food is a must.
🎶 80’s R&B fan – When music had soul.
🚐 Motorhome enthusiast – Because adventure is always calling.
🐶 Dog owner – My 9-pound Shih Tzu-Poodle runs the house.
Let’s Make It Happen
Buying a home or financing a business is a big deal. You deserve a loan officer with experience, knowledge, and your best interests at heart. Let’s talk—call, text, or email me, and let’s find the best option for you.
📞 Call/Text: 724-498-6262
📧 Email: philbert.wilson@loanfactory.com
🌐 Apply Online: loanfactory.com/philbertwilson
NMLS#: 1159994
License: PA
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 241 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
241+
Number of Lenders
11890+
1764+
Loan officers
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
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