
If we can't beat another offer, you'll receive $1,000.
(Alabama, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, Nevada, New Jersey, Ohio, Oklahoma, Tennessee, Texas, Utah, Virginia, Wisconsin and Wyoming properties only)
Terms and conditionsPaul Schmidt
Loan Officer
Bio:
I have 20+ years of experience in the banking industry and am happy to assist you as your
Mortgage Broker/ Loan Officer.
Benefits of using Loan Factory/ Paul Schmidt:
Our mission is to provide low mortgage rates with great customer service !
• We shop rates: compare real-time rates from 200+ select lenders to find you the best deal
• Independent advice: provide you with advice on mortgage options
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To book an appointment to discuss your needs, please schedule via the below link:
https://calendly.com/paul-schmidt-mlo
To add an event to my calendar: select date/time and details requested (including state of property), select "Schedule".
Example meeting topics:
• Commercial Property
• Home Equity/ HELOC
• Land/ Construction
• Purchase - First-Time Home Buyer, Investment Property/ Rental (DSCR), Primary Residence, Second home
• Refinance
• Reverse Mortgage
• Other
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Loan Factory cell phone app:
Please use my invitation link to download and apply on the Loan Factory mortgage app.
- My invitation link: https://loanfactory.page.link/R3L8z5TtacZYVEub8
You will be connected to me as your dedicated Loan Officer.
I am looking forward to working with you!
NMLS#: 2660608
License: TX
Spoken Language: English
My reviews on Google
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
217+
Number of Lenders
12644+
1874+
Loan officers

Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer

Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
