If we can't beat another offer, you'll receive $1,000.

(Alabama, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, Nevada, New Jersey, Ohio, Oklahoma, Tennessee, Texas, Utah, Virginia, Wisconsin and Wyoming properties only)

Terms and conditions

Pamela Gruen

Loan Officer

Bio: I am passionate about finding creative financing solutions for my clients, no matter how complex. I utilize my dedication to learning, along with my experience and insight to better understand the forces that drive clients needs and decision making. By staying up-to-date on the latest complexities of mortgage lending, technology and cutting edge marketing techniques for real estate, It is my desire to become a vital resource for homeowners and Realtors alike. How can I serve you today?

NMLS#: 310921

CA DRE: #01054458

License states: California

Spoken Language: English

Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

217+

Number of Lenders

12644+

(Avg. 5.0) Google Reviews

1871+

Loan officers

Licensed states

What makes us different?

Lenders

Provide customized, real-time rate quotes
Immediate notification of any market rate movements
Comprehensive rate comparisons across all lenders

Loan Factory

Provide customized, real-time rate quotes
Immediate notification of any market rate movements
Comprehensive rate comparisons across all lenders

Other brokers

Provide customized, real-time rate quotes
Immediate notification of any market rate movements
Comprehensive rate comparisons across all lenders

217 Lenders in our platform

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