Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Nilima Brahmbhatt

Nilima Brahmbhatt

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

Nilu is very passionate about helping people achieve their real estate goals. With over 15 years of experience in the finance-technology industry, she empowers her clients with knowledge and valuable insights via data and tools to help them make an informed decision regarding their home financing needs. She is skilled in negotiating the best products and rates that her clients can qualify for and works diligently to ensure maximum client’s benefits. With a ‘can-do-friendly’ positive attitude, she guides clients through the complicated loan process and makes herself available around the clock to answer any questions that they may have. She is a reliable partner to the real estate agents and lenders to add value to their business and create a win-win situation for everyone.


NMLS#: 1921386

License: DE, IL, MI, VA, WV

Spoken Language: English, Gujarati, Hindi

My reviews on Google

Working with Nilima and the processor Helen was an absolute pleasure from start to finish. Their professionalism, transparency, and commitment to securing the best possible terms truly set them apart. Nilima was always available to answer questions, no matter how big or small, and guided me through the process with confidence and clarity. Helen ensured everything behind the scenes moved quickly and smoothly, keeping things on track and meeting all deadlines without a hitch. Their teamwork made what can often be a stressful experience feel seamless and very easy If you’re looking for a lender who is responsive, knowledgeable, and truly has your best interests at heart, I highly recommend Nilima and her team. I wouldn’t hesitate to work with them again in the future
We had an outstanding experience working with Nilima during our home loan process! From start to finish, she was professional, responsive, and incredibly knowledgeable. Nilima guided us through every step with patience and clarity, ensuring we understood all our options. Thanks to her dedication and efficiency — and the support of her excellent team, especially Helen — we were able to close on time without any stress. What truly stood out was Nilima’s personal touch. She went above and beyond by connecting us with a fantastic realtor who turned out to be the perfect match for us. With their help, we found our dream home! We’re so grateful for Nilima’s support and highly recommend her to anyone looking for a smooth and successful home-buying experience!
I had an excellent experience working with Nilima on my refinance loan application. She made the entire process smooth, efficient, and stress-free. Her professionalism, prompt communication, and attention to detail ensured that everything was handled seamlessly. I truly appreciate her dedication and expertise. Highly recommend Nilima for anyone looking for a hassle-free loan process!

My reviews on Loan Factory

She has been very helpful, efficient, and proactive. She helped me a lot during this process with this loan. Very calmed and polite.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

217+

Number of Lenders

1874+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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