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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Nilima Brahmbhatt

Nilima Brahmbhatt

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

Nilu is very passionate about helping people achieve their real estate goals. With over 15 years of experience in the finance-technology industry, she empowers her clients with knowledge and valuable insights via data and tools to help them make an informed decision regarding their home financing needs. She is skilled in negotiating the best products and rates that her clients can qualify for and works diligently to ensure maximum client’s benefits. With a ‘can-do-friendly’ positive attitude, she guides clients through the complicated loan process and makes herself available around the clock to answer any questions that they may have. She is a reliable partner to the real estate agents and lenders to add value to their business and create a win-win situation for everyone.


NMLS#: 1921386

License: DE, FL, IL, MI, TX, VA, WV

Spoken Language: English, Gujarati, Hindi

My reviews on Google

She was excellent.
Excellent service, rapid response, clear explanation and smooth process. Had a great experience working with Nilima on my home loan refinance.
I had an outstanding experience working with Nilima on my refinance loan application. From start to finish, she demonstrated exceptional professionalism, clear communication, and an impressive depth of knowledge. She made the entire process smooth, efficient, and completely stress-free. Nilima was always available to answer questions, no matter how small, and explained each step in a way that was easy to understand. Her attention to detail and commitment to keeping everything on track gave me peace of mind throughout the process. What really stood out was her proactive approach—she anticipated potential issues before they arose and handled everything with confidence and care. I never felt rushed or left in the dark at any point. Thanks to her dedication, the process was completed faster than I expected, with no surprises along the way. I truly appreciate her hard work, transparency, and client-first attitude. I would highly recommend Nilima to anyone seeking a refinance or mortgage solution. With her, you're in expert hands.

My reviews on Loan Factory

She has been very helpful, efficient, and proactive. She helped me a lot during this process with this loan. Very calmed and polite.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 233 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

233+

Number of Lenders

2184+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

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You can use the "Loan Factory" mobile app to check rates, apply for a loan, upload documents, and communicate with our team.
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