Minaaz Bibi

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

Minaaz Bibi – Your Trusted Lending Expert

With over 20 years of experience in real estate and lending, I have helped countless clients achieve their homeownership and financial goals. As a Senior Home Lending Advisor at J.P. Morgan Chase for 14 years, I specialized in guiding buyers and investors across the Central Valley, Silicon Valley, and multiple states, offering expertise in first-time homebuyer programs, investment properties, commercial and agricultural loans, jumbo financing, and down payment assistance. My deep understanding of the lending process allows me to provide tailored solutions to fit each client’s unique needs.

Now, as an independent lending and real estate professional, I am committed to helping more homeowners, buyers, and investors navigate the complexities of financing. Whether you’re looking to purchase your dream home, expand your investment portfolio, refinance for better terms, consolidate debt, or access home equity through HELOCs, I am here to guide you every step of the way.

Being fluent in English, Hindi, and Urdu, I ensure seamless communication, making the lending process clear and stress-free for diverse communities. My approach is built on honesty, education, and a client-first mindset, ensuring you have the knowledge and confidence to make informed financial decisions.

Phone: (209) 235-8143

NMLS#: 694862

Company NMLS#: 320841

Spoken Language: English, Hindi, Urdu

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