Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Michael Schad

Michael Schad

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

NMLS#: 1018725

License: CA, FL, IL, IN, KY

Spoken Language: English

My video

My reviews on Google

Mike was very helpful through the entire home buying process. He always return my calls/texts and was very informative when I had questions. He was very upfront with all the numbers and there were never any surprises with any costs. He got me the best interest rate I could have gotten at this time and worked his tail off to keep my business and keep me happy throughout the whole process. If you’re in the market for a home, let Mike help you out with your loan. You won’t be disappointed. Thanks Mike! Keep up the good work.
Mike Schad went over and above to help us with the purchase of our home. I would highly recommend him to anyone. Donna Zehner Sending a special thank you to Mike Schad of Shadloans.com for helping in the sale of Mom's house. Very grateful! Great professal job!!!! Kathy Cash
Loved working with Michael! Great communication, and explaining. He was very good explaining what was needed and what was placed in front of me. Im 25 and was in a tough position. i don't think i could have went through getting a house this yr if i didn’t have his help. Working with him one of the best choices I’ve ever made!

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

217+

Number of Lenders

1874+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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