Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Mical Hagos

Mical Hagos

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

Helping People Build Generational Wealth Through Real Estate My commitment goes beyond the traditional real estate role.

As a seasoned professional, I understand the nuances of real estate transactions, and I am dedicated to guiding my clients through every step of the process. My mantra, "The greatest return on your investment is in people," reflects my belief in the power of building meaningful relationships.

In addition to my role as a Texas Real Estate Broker, I possess a BBA in Finance from the University of Texas at Arlington. My background in finance equips me with a unique perspective on real estate investments. I am well-versed in market trends, financial analysis, and negotiation strategies, ensuring that my clients make informed decisions that align with their long-term goals.

Outside of my professional pursuits, I find joy in the simple pleasures of life, particularly spending quality time with my family and exploring new destinations through travel. Dallas, TX, is not just my place of business; it's my home, where I reside with my husband Gene and our cherished goldendoodle, Rico.

I am passionate about delivering exceptional results and creating lasting relationships. Whether you are buying, selling, or investing in real estate, I am here to make the process seamless and rewarding.


NMLS#: 1952906

License: TX

Spoken Language: English

My reviews on Google

I cannot say enough great things about my realtor! She was absolutely amazing—professional, organized, and incredibly strategic throughout the entire process. She put a thoughtful plan in place to get my home sold, and executed it flawlessly, even in a market where I was competing with new construction and high interest rates. She went above and beyond by connecting me with her preferred lender, who ended up paying the buyer’s closing costs—a huge win! She’s a great communicator and always kept me in the loop, so I never felt in the dark. I truly felt represented in the best way possible. She is trustworthy, honest, and a hard worker who exceeded all of my expectations. Thanks to her expertise and dedication, my home sold smoothly and successfully. If you are looking for someone who will advocate for you, guide you with strategy, and deliver results, I highly recommend her!
Mical helped me and my wife sell our home in April of this year. She is very knowledgeable on the subject of real estate law and was instrumental in getting us an attractive offer on our property. We’re also utilizing her expertise in securing our next home. We would highly recommend Mical whether you’re purchasing or selling your next home.
I’ve had the pleasure of working with Michal Hagos as a referral partner in Dallas, and she is an outstanding Realtor. Michal is dedicated, innovative, and incredibly thorough in the way she serves her clients. Her professionalism and top quality customer service makes her a trusted partner. I highly recommend Michal to anyone looking for a true professional who goes above and beyond.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 231 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

231+

Number of Lenders

2096+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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You can use the "Loan Factory" mobile app to check rates, apply for a loan, upload documents, and communicate with our team.
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