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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Mical Hagos

Mical Hagos

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

Helping People Build Generational Wealth Through Real Estate My commitment goes beyond the traditional real estate role.

As a seasoned professional, I understand the nuances of real estate transactions, and I am dedicated to guiding my clients through every step of the process. My mantra, "The greatest return on your investment is in people," reflects my belief in the power of building meaningful relationships.

In addition to my role as a Texas Real Estate Broker, I possess a BBA in Finance from the University of Texas at Arlington. My background in finance equips me with a unique perspective on real estate investments. I am well-versed in market trends, financial analysis, and negotiation strategies, ensuring that my clients make informed decisions that align with their long-term goals.

Outside of my professional pursuits, I find joy in the simple pleasures of life, particularly spending quality time with my family and exploring new destinations through travel. Dallas, TX, is not just my place of business; it's my home, where I reside with my husband Gene and our cherished goldendoodle, Rico.

I am passionate about delivering exceptional results and creating lasting relationships. Whether you are buying, selling, or investing in real estate, I am here to make the process seamless and rewarding.


NMLS#: 1952906

License: TX

Spoken Language: English

My reviews on Google

We had such a great experience working with my Mical. She made selling our home a smooth and stress-free process from start to finish. Her attention to detail, communication, and genuine care truly set her apart. Simply put, she's one of a kind! Mical has been a friend for over six years, and seeing her professionalism and dedication in action reminded us why she’s so great at what she does. She guided us through every step, kept us informed, and always had our best interests at heart. Thank you Mical, for your hard work, patience, and support — both as our realtor and as our friend. We’re so grateful and would highly recommend you to anyone looking to buy or sell their home! Also we have a few more transactions coming up in the near future :) Best, Shahid Jamal
I’ve had the pleasure of working alongside Mical, and I consistently see her bring professionalism, market-savvy insights, and a genuine focus on helping her clients build wealth. Her background in finance shines through in the way she analyzes opportunities and positions each property for long-term value. If you want an agent who listens, advocates hard, and delivers smart, strategic guidance, she is that person.
Mical has help us both sell and buy and she has made the process so easy and educated us on the whole process. Would not work with anyone else.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 232 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

232+

Number of Lenders

14769+



(Avg. 5.0) Google Reviews

2216+

Loan officers

48

Licensed states

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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