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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Matthew Alvarez

Matthew Alvarez

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

NMLS#: 2001272

License: CA

Spoken Language: English

My reviews on Google

Matt made the whole loan process smooth and stress-free. He was professional, responsive, and went above and beyond. Highly recommend!
Working with Matthew Alvarez was nothing short of spectacular. From day one, he made us feel confident and supported, taking the time to answer every single question we had—no matter how small or how many times we asked. His patience, professionalism, and genuine care made all the difference. Matthew went above and beyond in every step of the process. He anticipated our needs before we even expressed them, explained each stage in a way we could fully understand, and never once made us feel rushed or pressured. His dedication and attention to detail made what could have been a stressful journey feel smooth, exciting, and truly enjoyable. Thanks to Matthew’s hard work and commitment, we’re now in our dream home, and we couldn’t be happier. If you want a realtor who truly has your best interest at heart and will go the extra mile to make sure you’re taken care of, Matthew Alvarez is the one you want by your side.
Matthew was always available and very professional. He walked us through every step of the process and answered all of our questions. He is courteous, generous and one of a kind! I’d highly recommend Matthew Alvarez as your loan officer.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 232 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

232+

Number of Lenders

2096+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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You can use the "Loan Factory" mobile app to check rates, apply for a loan, upload documents, and communicate with our team.
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