Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Marc Afzal

Marc Afzal

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

Marc Afzal, Loan Officer at Loan Factory, offers personalized San Francisco Bay Area mortgage solutions.  We shop the best rates for your home financing needs."


NMLS#: 325370

License: CA

Spoken Language: English

My reviews on Google

Marc is an outstanding loan officer—quick, responsive, and always on top of things. He made the process smooth for both me and the client, and his communication was clear and timely throughout. I truly appreciate working with someone so dependable. Highly recommend!
We couldn't be happier with our experience with Marc. He navigated a complicated sale of our home in Fremont and then a purchase of a primary residence in Danville. He delivered a predictable outcome. We're grateful for his help.
Marc went above and beyond in Concord—always available, super knowledgeable, and incredibly supportive. Thanks to him, we’re loving our new home!

My reviews on Zillow

My reviews on Yelp

We just purchased our first home with the help of Marc, he was also our mortgage broker. We are very satisfied with his professional, knowledgeable and...
Marc sold my house in less thank 2 days! Should I say more? He is an expert negotiator and will go out of his way for anything. Highly recommend him to...
I just bought my new home through Marc & he's an amazing realtor! He knew what he was doing and did everything that needed to be done in order for me to get...

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 232 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

232+

Number of Lenders

2094+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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