Kwok Choy
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Kwok Choy, NMLS #760271
Loan Factory | NMLS #320841
www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/320841
Kwok Choy | NMLS #760271
Mortgage Loan Officer at Loan Factory
With a steadfast commitment to excellence and a deep understanding of the mortgage industry, Kwok Choy stands out as a leading Mortgage Loan Officer at Loan Factory. Licensed in the state of Illinois, Kwok brings a wealth of knowledge and expertise to every client interaction.
Professional Background: Kwok Choy has built a reputation for providing exceptional service and guidance through the complex process of securing a home mortgage. Whether you’re a first-time homebuyer or looking to refinance, Kwok’s personalized approach ensures that your financial needs are met with the utmost attention and care.
Client Commitment: Understanding that a home is more than just a place to live, but a significant investment and a cornerstone of financial security, Kwok dedicates himself to finding the right mortgage solution for each individual. His dedication to his clients is evident through his meticulous attention to detail and the personalized strategies he develops for their unique situations.
Get Started: Embark on your journey to homeownership with confidence. Contact Kwok Choy at Loan Factory today to begin the mortgage application process and take the first step towards securing your dream home.
Phone: (415) 680-8044
NMLS#: 760271
License: GA, IL, MD
Spoken Language: English, Cantonese Chinese
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 241 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
241+
Number of Lenders
11068+
1717+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
