Julia Kim

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Julia Kim

Loan Officer

Bio:

Great loans aren’t just talked about – they’re shown. Using tools trusted by industry professionals, I help you secure the best loan terms available. Everything is transparent and open for you to review online. Don’t miss out by skipping comparisons– let’s make sure you get the deal you truly deserve!

NMLS#: 827871

License states: California

Spoken Language: English, Korean,Korean

Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 233 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

233+

Number of Lenders

14664+

(Avg. 5.0) Google Reviews

2180+

Loan officers

Licensed states

233 Lenders in our Platform

Paramount Residential Mortgage Group, Inc.

Ag-America, Mortgage Solutions Financial

Gold Star Mortgage Financial Group, Corporation

Lead Plus Wholesale Lending/ Summit Funding

Traditional Mortgage Acceptance Corporation (TMAC)

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