A Better Home Loan starts with
a Better Interest Rate Instant Rate Quote
Quick Quote. NO SSN, NO Credit Check, NO Hassle, Start Here to Compare Rates >>>>>>
Gary W Baird
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan processors and underwriters.
Bio: I originated my first mortgage loan in Colorado in 2006, and have over 25 years in residential real estate as a Realtor and past State Certified Appraiser. Our Mortgage Company has a Wholesale relationship with over 35 Mortgage Lenders and we strive to find you the best mortgage the wholesale market has to offer. When I'm not searching to find homebuyers the best mortgage program on the market, you can typically find me out on the Pickleball court or on long walks with my wife Pam and our golden doodle Rocky.
Phone: (720) 323-3758
Why are my rates so low?
- 1. I shop dozens of the top wholesale lenders in real time to find you the best rate with my pricing engine
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders
- 3. Our profit per loan is much lower than banks. I know that if we give you an amazing rate and term, you will share your experience with others
Services We Offer
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.