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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Duy Lai

Duy Lai

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

Duy Lai - Mortgage Loan Officer | Loan Factory

As a newly certified and licensed Residential Mortgage Loan Officer, I am excited to bring fresh energy, personalized service, and a commitment to excellence to every client I serve. My goal is to make the home-buying process as smooth and stress-free as possible by providing tailored mortgage solutions that meet your unique needs.

I am passionate about helping individuals and families achieve the dream of homeownership, whether you're purchasing your first home, refinancing, or investing in real estate. With a focus on clear communication, attention to detail, and a client-first approach, I aim to be a trusted partner throughout your mortgage journey.

Backed by the latest industry training and a dedication to staying current on market trends, I am ready to guide you every step of the way. Let’s work together to make your homeownership goals a reality!

Let me be your trusted partner in navigating the path to your perfect home.

Contact me today to get started on your homeownership journey!


NMLS #2662325

Loan Factory Inc | Co-NMLS #320841

http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/320841





NMLS#: 2662325

License: AL, AR, AZ, CA, FL, MI, MN, NM, OK, PA, TX, VA, WA

Spoken Language: English, Vietnamese

My reviews on Google

Duy and his team were absolutely amazing in helping me secure my mortgage cash out loan! His service was top notch, quick to respond, always offering smart recommendations, and finding ways to move the loan process forward faster. The entire team was professional and made the experience seamless. I highly recommend Duy for anyone looking for exceptional service and a smooth loan process!
We love working with Duy. He’s really enthusiastic, responsive & helpful through entire process. If you need to know more information about loan, you can ask him & he will explain all details for you. Thank you anh Duy so much!
Duy Lai and Ethan Chau were very professional and explained to me every step of the way towards our first house. They were prompt at delivering the pre-approval letter after I filled out the application, and from there everything just fell into place. At certain times, there was uncertainty about my loan approval and they were there to address all my concerns. Not only that but they spoke to my agent and was able to resolve the issues. Props to them and the team at Loan Factory for helping me with my first home. Overall, the process was easy with their help and I couldn’t be anymore happy. 😊

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 233 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

233+

Number of Lenders

2184+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

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