Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Diwas Adhikari

Diwas Adhikari

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

As a Full-Time Senior Loan Officer and Team Lead-Apex Lending, I am dedicated to helping individuals and families achieve their homeownership dreams. My passion lies in simplifying the complex mortgage process and ensuring my clients find the perfect financing solution. I also have a B.S. in Actuarial Science and Finance from Texas A&M University.

What Sets Me Apart:

Transparency & Ease: You can check the current rates below and compare with other lenders instantly. Quick 1 Day turn time.

Holistic Approach: I don’t just focus on rates and numbers; I consider your unique financial situation and long-term goals.

Bilingual: Fluent in English, Nepali and Hindi, I bridge communication gaps and make sure everyone feels heard.

Local Expertise: Having lived in this community for years, I understand the local market intricacies.

Responsive Service: Whether it’s a weekend or late evening, I’m here to answer your questions promptly

Apply Here

NMLS#: 2292620

License: CA, CO, IA, KY, MD, MN, OH, PA, SD, TX, VA, WI

Spoken Language: English, Hindi, Nepali

My reviews on Google

Outstanding Experience! I had a genuinely great experience and couldn’t be more satisfied. Everything was handled with professionalism, attention to detail, and care from start to finish. 👌
Working with Diwas Adhikari and Helen Nguyen was a fantastic experience. They brought a high level of expertise and professionalism to the home loan process and guided us every step of the way. Diwas answered all of our questions thoroughly, was always organized and responsive, and helped us secure an excellent deal. His calm demeanor and approachable attitude made the entire process seamless. I highly recommend Diwas and Helen to anyone in need of a knowledgeable and reliable loan officer.
i'm picky customer, but Diwas and Helen treat me so well, answer me any question, and give me a good deal for my loan too, thanks you guys so much

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 222 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

222+

Number of Lenders

1969+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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