
If we can't beat another offer, you'll receive $1,000.
(Alabama, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, Nevada, New Jersey, Ohio, Oklahoma, Tennessee, Texas, Utah, Virginia, Wisconsin and Wyoming properties only)
Terms and conditionsDavid Smith
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
David Smith is a seasoned professional in the real estate industry, bringing over two decades of invaluable experience to his role as a Mortgage Loan Officer. With a passion for helping individuals and families achieve their homeownership dreams, David has built a reputation for excellence, integrity, and personalized service throughout his career.
David's journey in the real estate industry began over 20 years ago, where he quickly established himself as a knowledgeable and trustworthy advisor. Over the years, he has navigated through various market conditions, gaining a deep understanding of the complexities of the mortgage lending landscape. His extensive experience allows him to offer insightful guidance to clients, helping them make informed decisions that align with their financial goals.
As a Mortgage Loan Officer, David is committed to providing a seamless and stress-free experience for his clients. Whether it's assisting first-time homebuyers in understanding their financing options or helping seasoned investors secure funding for their next property, David approaches each interaction with professionalism, empathy, and dedication.
David's client-centric approach has earned him the trust and loyalty of countless individuals and families. He takes pride in going above and beyond to ensure that his clients receive the attention and support they deserve throughout the mortgage process. From the initial consultation to the closing table, David remains fully committed to achieving the best possible outcomes for his clients.
In addition to his extensive professional achievements, David is also deeply involved in his local community. He believes in giving back and actively volunteers his time and expertise to various charitable organizations and community initiatives.
With David Smith as your Mortgage Loan Officer, you can rest assured that you're in capable hands. Whether you're purchasing your first home, refinancing an existing mortgage, or exploring investment opportunities, David is dedicated to helping you navigate the complexities of the mortgage lending process with confidence and peace of mind.
NMLS#: 1943115
License: TX
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
217+
Number of Lenders
12644+
1874+
Loan officers

Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer

Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
