Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

David Smith

David Smith

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

David Smith is a seasoned professional in the real estate industry, bringing over two decades of invaluable experience to his role as a Mortgage Loan Officer. With a passion for helping individuals and families achieve their homeownership dreams, David has built a reputation for excellence, integrity, and personalized service throughout his career.

David's journey in the real estate industry began over 20 years ago, where he quickly established himself as a knowledgeable and trustworthy advisor. Over the years, he has navigated through various market conditions, gaining a deep understanding of the complexities of the mortgage lending landscape. His extensive experience allows him to offer insightful guidance to clients, helping them make informed decisions that align with their financial goals.

As a Mortgage Loan Officer, David is committed to providing a seamless and stress-free experience for his clients. Whether it's assisting first-time homebuyers in understanding their financing options or helping seasoned investors secure funding for their next property, David approaches each interaction with professionalism, empathy, and dedication.

David's client-centric approach has earned him the trust and loyalty of countless individuals and families. He takes pride in going above and beyond to ensure that his clients receive the attention and support they deserve throughout the mortgage process. From the initial consultation to the closing table, David remains fully committed to achieving the best possible outcomes for his clients.

In addition to his extensive professional achievements, David is also deeply involved in his local community. He believes in giving back and actively volunteers his time and expertise to various charitable organizations and community initiatives.

With David Smith as your Mortgage Loan Officer, you can rest assured that you're in capable hands. Whether you're purchasing your first home, refinancing an existing mortgage, or exploring investment opportunities, David is dedicated to helping you navigate the complexities of the mortgage lending process with confidence and peace of mind.


NMLS#: 1943115

License: TX

Spoken Language: English

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

217+

Number of Lenders

1874+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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