Bal Khadka
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Welcome to BS Realty!
Meet Bal Khadka, Your Trusted Home Financing & Realty Services
As both a licensed Loan Officer and Realtor, I offer a unique advantage in navigating the complexities of the home buying process. With a deep understanding of the mortgage market, real estate industry, and a passion for helping individuals and families achieve their homeownership dreams, I am here to guide you through every step of the loan process.
Whether you're a first-time homebuyer, seasoned investor, or looking to upgrade to your forever home, I am dedicated to being your trusted partner every step of the way. From initial consultation to closing and beyond, I provide unparalleled support and expertise to help you achieve your homeownership goals.
Your dream home is within reach, and I'm here to help you turn that dream into a reality. Contact me today to schedule a consultation and take the first step towards homeownership success. Together, we'll make your real estate aspirations a seamless and rewarding experience.
NMLS#: 2568159
License: GA
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 240 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
240+
Number of Lenders
12064+
1794+
Loan officers

Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer

Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
