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Patty Porto

Patty Porto

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


I’ve spent the last 20 + years turning “can’t” into “closed.” From first-time FHA buyers and HELOC seekers to investors stacking DSCR doors and builders pulling new-construction draws, I’ve structured thousands of loans that actually fund—on time and on budget. I’m Houston-based, Texas-licensed, and now powered by Loan Factory’s industry-leading rate engine and streamlined processing, which means my clients get banker-level pricing without the red tape.

What you get with me

  • Speed & certainty. Full-file pre-approval in hours, not days.

  • Clear options. I quote the real numbers—rate, payment, cash-to-close—no surprises at signing.

  • Hands-on guidance. I manage underwriting conditions and appraisal snags so you don’t have to.

  • Strategic mindset. Need a renovation loan or portfolio refinance? I’ll build the math that wins with the underwriter.

  • On-the-ground experience. Two decades in real estate and construction management means I speak both builder and banker.

Whether you’re buying, refinancing, or scaling a rental portfolio, let’s cut the fluff and fund your next move. Connect with me below and I’ll show you exactly how we’ll get it done.


NMLS#: 275265

Company NMLS#: 320841

Spoken Language: English, Spanish

My video

Rates So Low Because...

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We shop at


233 lenders

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demand

We

our lenders give you

better rates

(we negotiate for you)

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We cut our profit, so you can


more money

save

OUR ACCOMPLISHMENTS

233+

Number of Lenders

2198+

Loan officers

What makes us

different?

Comprehensive rate comparisons across multiple lenders

Provide customized,

real-time rate quotes

Immediate notification of any market rate movement

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Lenders

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Other Brokers

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Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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