Close faster with AI. Join Loan Factory.
We build the platform. Our Loan Officers use it for free.
Everything you need to close loans, in one place.
From first lead to closing day, Loan Factory's AI mortgage platform handles the busywork. Free for every Loan Officer who joins.
Marketing
Ally, our AI marketing assistant, writes your social posts and runs your Facebook ads.
Learn more →Leads and clients
Our CRM keeps every lead and Realtor in one place, and AI reminds you to follow up.
Learn more →Loan processing and pricing
Our LOS (loan origination system) lets you process loans and get pricing in one place.
Explore our services
Never get stuck on a file. Explore Loan Factory services in Marketplace, with an AI lender finder, lender experts and specialty courses in one place.
Funding and closing
LUNA+ walks you through funding, wires and post-closing, step by step.
Work from your phone
The Loan Factory Mobile app puts your loans, pricing and messages on your phone.
Learn more →Past clients
Loan Factory IQ keeps you in touch after closing, and Rate Alerts show refinance chances.
Learn more →Real estate deals
With a CA DRE license, MOSO Real Estate lets you handle real estate deals too.
Learn more →Stop paying for outside software.
You don't need to buy any third-party software. Our engineers built the platform, and it's free for our Loan Officers.
| Software you no longer need | Monthly cost |
|---|---|
| Loan Sifter | $79 |
| Arive / Lending Pad | $70 |
| Income analysis (loancraft.net) | $50 |
| Homeowner Mortgage Report | $150 |
| Lead Hacker | $300 |
| Birds Eye for reviews | $299 |
| Canva Basic | $15 |
| You save | $963 / month |
More ways to earn at Loan Factory.
Get paid to recruit. Keep more commission. Get help with ads.
You're never on your own.
Get a coach, a coordinator or a whole team behind you.
Know exactly what you earn.
Simple, flat fees on every closed loan.
You keep 100% of the commission on every closed loan.
You get 90% of the commission after the admin and processing fees. You pay your own payroll taxes.
For each Loan Officer you refer who joins.
Wondering if it really works for you?
See the platform live and bring your questions. Our CEO, Thuan Nguyen, hosts a free webinar every Friday.
A company you can count on.
The best thing that I know so far is the pricing and the best tool they have and the most amazing supportive team.
Loan Factory has changed the game. It has changed my career. I don't feel like the underdog anymore. I feel like I have the advantage.
What I love most about Loan Factory is that we are super advanced on the technology aspect. We can change [the software] the way that we want to make it better for Loan Officers.
Hear it from our Loan Officers.
Small Talk, Big Ideas
Our yearly Summit for top producers.
Hit your goals and we cover your trip. Our top Loan Officers are celebrated on stage.
Join Loan Factory in three steps.
We help you at every step. A one-time $100 sign-up fee covers your account setup and system maintenance.
- Attend a webinar"Why Loan Factory", every Friday. Highly recommended.About 1–1.5 hours
- Talk with usReply to our email and we'll set up a short call with our onboarding team.About 20 minutes
- We set you upWe handle your NMLS sponsorship and HR paperwork, then you get your accounts and start using the platform.2 days to 1 week
Meet our CEO, Thuan Nguyen, live.
Learn from Thuan Nguyen, CEO of Loan Factory and the #1 Loan Officer in the country.
- How he became #1 and how you can grow your business
- The benefits of joining Loan Factory
- Tech that simplifies your workflow, keeps every client happy and earns you 5-star reviews
- Access to 242+ lenders to close any type of loan: commercial, land, chattel (mobile home) and more
- How Loan Factory grew from 10 to 2,643 Loan Officers in just over 3 years
Becoming a Loan Officer
Realtors and CPA/Insurance agents, want more income? Take a 20-hour class, pass the NMLS exam, and open new doors for yourself and your clients!
Frequently Asked Questions
Common questions about Loan Factory. Still curious? Ask Thuan Nguyen live on Friday.
Join a Friday webinarWho can join: newly licensed, or 2+ loans closed in the past year. Background check and management approval required.
