Loan Factory Direct - PennyMac
2195 Tully Road, San Jose, CA 95122
https://www.loanfactory.com/
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
0
Total loans closed with Loan Factory (past 12 months)
0
Lender overview
Basic information
Conventional
HomeReady
Home Possible
VA
VA IRRRL
Jumbo
Loan Factory, Inc. Its Successors and/or Assigns 2195 Tully Road, San Jose, CA 95122
LOAN FACTORY, INC. ISAOA 2195 TULLY RD SAN JOSE, CA 95122-1346
Lock policies & Fees
Lock Policies
N/A
N/A
No
Lender's niche & Overlays
Amazing Jumbo Pricing!
Incredible Conventional, FHA, and VA Pricing
Help turn your clients' home equity into cash, while still preserving the low interest rate on their first mortgage* with a Pennymac Home Equity Loan. Learn more below:
Immediate access to funds
Lump-sum disbursement
Fixed interest rate and fixed monthly payments
Can be used to consolidate debt, pay for college tuition, etc.
Potential savings on interest and lower monthly payments when used to pay off expensive debt
No full appraisal requirement on eligible loans with an accepted Pennymac Automated Valuation Model (AVM)
Primary residence only
Fixed-rate term structures of 10, 15, 20, or 30 years
Up to 85% loan-to-value (LTV)
Up to $500,000 loan amount (minimum $75,000)
Debt can be paid off to qualify
Most recent 1 year of income to qualify including Self-Employed
Plus, our Home Equity Loan product is eligible for full broker-paid or lender-paid compensation.
Immediate access to funds
Lump-sum disbursement
Fixed interest rate and fixed monthly payments
Can be used to consolidate debt, pay for college tuition, etc.
Potential savings on interest and lower monthly payments when used to pay off expensive debt
No full appraisal requirement on eligible loans with an accepted Pennymac Automated Valuation Model (AVM)
Primary residence only
Fixed-rate term structures of 10, 15, 20, or 30 years
Up to 85% loan-to-value (LTV)
Up to $500,000 loan amount (minimum $75,000)
Debt can be paid off to qualify
Most recent 1 year of income to qualify including Self-Employed
Plus, our Home Equity Loan product is eligible for full broker-paid or lender-paid compensation.
None
Lender turn time
2
1
1
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