Vivek Agarwal
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
With over 20 years of experience in sales and 3 years specializing in the mortgage industry, I bring a wealth of knowledge and unwavering dedication to my role as a loan officer. My extensive background equips me with the insights needed to thoroughly understand and address each client's unique financial needs and goals.
I take pride in guiding clients through every step of the loan process, from initial consultation to closing. My commitment to clear and consistent communication ensures that clients are always informed and prepared for any unexpected developments that may arise during the loan cycle. I am dedicated to creating a smooth, transparent, and stress-free experience for every client.
My expertise spans a diverse array of loan types, including DSCR loans, Conventional, FHA, Refinances, and Down Payment Assistance programs. This broad knowledge allows me to offer tailored solutions that align with each client's specific circumstances, ensuring they receive the best possible options for their financial situation.
My ultimate goal is to make the loan process as seamless and hassle-free as possible. By leveraging my extensive experience and deep industry knowledge, I strive to deliver exceptional, personalized service that meets and exceeds client expectations.
Please don’t hesitate to call or text me to discuss your mortgage needs. I am here to offer you the most competitive pricing in the market and to assist you in closing your loan with ease and confidence.
NMLS#: 2564210
License: AL, AR, CA, FL, GA, IL, MA, MN, MO, NC, PA, TX, VA
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
218+
Number of Lenders
12429+
1818+
Loan officers
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
