Vicki Minter
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Vicki is passionate about being part of the home ownership process. With years of experience in the housing industry (residential new construction, real estate sales agent, and mortgage lending), Vicki sees things other industry professionals may overlook, allowing her to help homeowners purchase and refinance one of their largest investments – a home. She is passionate about finding creative financing solutions for her clients, no matter how complex. Vicki utilizes dedication to learning, along with experience and insight to better understand the forces that drive interest rates. She keeps up-to-date on the latest complexities of mortgage lending and technology and is a vital resource for homeowners and realtors alike.
In her spare time, you will find Vicki spending time outdoors either walking, mowing the yard, tending to outdoor plants/flowers, sitting on the patio watching sunsets or maybe even watching a Harrison Ford movie. She loves to travel with her husband to new places while consuming unique foods and wine.
Phone: (715) 308-0232
NMLS#: 1863693
License: WA
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. We shop dozens of the top lenders in real time to find you the best rate.
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
- 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.
Our Accomplishments
$12.2+
Billion in Closed Loans
6260+
895+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.