Vespan Demehri
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Your Trusted Mortgage Partner For Life
With a Bachelor’s degree in Business Economics from UCLA and an MBA from UC Riverside, I bring a strong foundation of knowledge to the mortgage industry. Since 2020, I’ve had the privilege of helping clients improve their financial situations and achieve their homeownership dreams. There’s nothing more rewarding for me than seeing my clients succeed!
Whether you're looking to buy, sell, refinance, or build, I’m here to guide you through the process every step of the way. The mortgage landscape can be complex and ever-changing, but with my expertise, you’ll always get accurate advice and access to the best financing options tailored to your needs.
My goal is simple: to make sure you and your family feel confident and supported in making the right decisions. From quick, user-friendly tools to in-depth one-on-one consultations, I’m dedicated to providing an exceptional experience.
I look forward to working with you and helping you find the perfect mortgage solution. Feel free to explore my website, where you can easily apply for a loan in just four steps. You can also reach me by phone, email, or online to schedule a personalized consultation.
Let’s make your financial goals a reality, one step at a time!
Phone: (949) 556-1507
NMLS#: 1586769
License: CA, FL, PA, TX, WA
Spoken Language: English, Iranian Persian
My reviews on Google
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 241 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
241+
Number of Lenders
11068+
1718+

Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer

Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
