Christopher Villarreal
Sr. Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Looking for a Texas mortgage broker who will guide you through every step of buying or refinancing your home? At Loan Factory Texas, I help clients secure FHA loans, VA home loans, conventional mortgages, and jumbo loans at some of the best mortgage rates in Texas. Whether you’re a first-time home buyer or an experienced investor, I’ll match you with the Texas home loan that fits your goals.
Home Loans Designed for Texas Buyers
I specialize in:
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FHA loans in Texas for low down payment financing
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VA home loans in Texas for veterans and active-duty service members
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Conventional home loans in Texas with flexible terms
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Jumbo mortgage loans Texas for high-value properties
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Refinancing in Texas to lower your rate or tap equity
Why Work with Loan Factory Texas?
- Access to the best conventional mortgage rates in Texas
- Bilingual mortgage services – I’m a Spanish-speaking loan officer in Texas.
- Easy, secure online mortgage application process
- Transparent, personalized guidance from start to finish
NMLS#: 1673348
License: TX
Spoken Language: English
My reviews on Google
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 225 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
225+
Number of Lenders
13521+
1996+
Loan officers
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Christopher was amazing! He stuck with me through a first loan that I didn’t end up getting due to a failed relationship but a year later he was there to help me again to achieve my dream of owning a home. Highly recommended!
Leo Avila
I had a stellar experience securing my mortgage with the assistance of Christopher. His expertise was evident throughout the entire process. He was remarkably patient, thoroughly answered all my inquiries, and guided me with clarity and professionalism. Christopher's dedication made a typically stressful procedure seamless and straightforward. Highly recommended for anyone seeking a mortgage!
Thank you for your excellent service, Christopher Villarreal and John Gonzalez
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
