
If we can't beat another offer, you'll receive $1,000.
(Alabama, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, Nevada, New Jersey, Ohio, Oklahoma, Tennessee, Texas, Utah, Virginia, Wisconsin and Wyoming properties only)
Terms and conditionsSteve Poirier
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio: I’ve joined LoanFactory because I like the way they challenge outdated mortgage funding practices. We does this with technology to simplify the home financing process. Our easy-to-use online tools help you evaluate lenders, understand how much home you can afford, compare loan offers, and even obtain pre-approval letters. I believe that to be the best, mortgage originators have to the ability to sift through multiple wholesale lenders, not just in-house options. As Brokers, we have that ability. What separates us from other Brokers is our proprietary loan searching software. We designed it; we own it. We even allow our clients to do some searching for themselves. Our large loan volume allows lenders to give us the best rates, terms, and pricing. See for yourself. Then send me a text, phone call, or email and I will explain in further detail.
NMLS#: 2262840
License: MN, ND
Spoken Language: English
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
217+
Number of Lenders
12644+
1872+
Loan officers

Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer

Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
